Finance Tools
Wire Transfer Fee Calculator
Estimate the total cost of a wire transfer using a fixed fee, optional percentage fee, and an exchange rate markup (if applicable).
Some providers charge a fixed fee, some charge a percent, and many hide costs in the exchange rate. Use the FX markup field if currency conversion is involved.
Total Transfer Cost: $40.00
Effective Fee Rate: 4.00%
Breakdown — Fixed: $25.00, Percent: $5.00, FX Markup: $10.00
Estimated Net After Fees: $960.00
How to use this wire transfer fee calculator
- Enter the amount you plan to send.
- Enter your bank's fixed wire transfer fee.
- Optionally enter a percentage fee (if your provider charges one).
- Optionally enter an exchange rate markup (if converting currencies).
- Click Calculate to estimate the total cost and effective fee rate.
Example
If you send $1,000 with a $25 fixed fee, a 0.5% fee, and a 1% FX markup:
- Fixed fee: $25.00
- Percentage fee: $5.00
- FX markup cost: $10.00
- Total cost: $40.00
- Effective fee rate: 4.00%
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