Finance Tools
International Money Transfer Fee Calculator
Estimate the total cost of an international money transfer using transfer fees, exchange rate markup, and the amount sent.
International transfers often have hidden costs in the exchange rate. Use FX Markup to model that.
Total Cost: $19.00
Effective Fee Rate: 3.80%
Breakdown — Fixed: $4.00, Percent: $5.00, FX Markup: $10.00
Estimated Net After Fees: $481.00
How to use this international money transfer fee calculator
- Enter the amount you want to send.
- Enter the provider's fixed fee (if any).
- Optionally enter a percentage fee (if any).
- Enter the exchange rate markup percentage (common hidden cost).
- Click Calculate to see total cost and effective fee rate.
Example
If you send $500 with a $4 fixed fee, a 1% fee, and a 2% FX markup:
- Fixed fee: $4.00
- Percentage fee: $5.00
- FX markup cost: $10.00
- Total cost: $19.00
- Effective fee rate: 3.80%
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